ADA Credit Cards
The new ADA® Rewards World Elite Mastercards® are the only cards endorsed for dental association members! Flex your cash flow and maximize rewards on purchases that support you and your practice.
ADA Rewards World Elite Mastercard
- 5x points on CDA, ADA and select ADA Member Advantage-endorsed product purchases
- 3x points on travel purchases
- 2x points on gas & groceries
- 1.5x points on all other purchases
ADA Rewards World Elite Business Mastercard
- 5x points on CDA, ADA and select ADA Member Advantage-endorsed product purchases
- 2x points on dental supply purchases
- 1.5x points on all other purchases
Both cards offer:
- Higher rewards on CDA and ADA purchases: 5x instead of 2x points
- Mastercard World Elite benefits and perks (Priority Pass coming soon!)
- $0 annual fee and no foreign transaction fees
- Flexible point redemption for travel, gift cards statement credit and more
- Best-in-class fraud protection and card security
Already have an ADA Visa credit card?
You’ve been upgraded to the new ADA® Rewards World Elite Mastercard! Cardholders should have received their new cards by mail and do not need to re-apply. A few benefits of your new Mastercard:
- Earn 3,000 points — Simply activate your new card and immediately earn bonus rewards.
Activation bonus points apply to upgraded cardholders. Rewards bonus varies for new cardholders. - Keep existing points — You won’t lose any of your existing and unredeemed rewards! All points will be moved to your new card.
- Redeem points your way — Start earning more rewards right away. Points can be redeemed for travel, gift cards, statement credits and more.
Don’t yet have an ADA credit card?
Applications for the new, enhanced ADA Rewards World Elite Mastercard are now open. As a benefit of membership, access exclusive benefits for travel, entertainment, dining and beyond.
The only cards exclusively endorsed for CDA Members! Designed exclusively for dentists, the program includes one business and one consumer card that can be used to earn rewards when cardholders make purchases with CDA, ADA and other practice-related expenses, as well as everyday personal expenses.
Applications for the ADA® Business Rewards and Preferred Rewards Visa Signature® Cards are currently unavailable. Look for the launch of a new ADA® Mastercard®credit card program coming in November 2025. To be contacted with more info about the launch of this new card program, please fill out this form
The ADA® Business Rewards Visa® Signature Card
- The ADA® Business Rewards Visa® Signature Card has the perks of a business card designed with CDA member dentists in mind. Earn up to 50,000 Bonus Points in the first year,¹ plus earn 5X POINTS on CDA dues payments and on ADA purchases² and 2X POINTS at dental supply providers³ like Benco, Schein, Patterson, TDSC and more. Plus – no annual fee or foreign transaction fees! To learn more, call us at (866) 472-6423 ext. 37385
The ADA® Preferred Rewards Visa® Card
- The ADA® Preferred Rewards Visa® Card is the card CDA member dentists count on for great benefits and valuable rewards. Earn 20,000 Bonus Points after you spend $5,000 on the card in 90 days.4 Redeem your Rewards Points for airline travel on over 150 different airlines, with no blackout dates. 25,000 points is worth up to a $450 ticket – that’s a great value. Plus – no annual fee or foreign transaction fees! To learn more, call us at 888-327-2265 ext. 36991
IMPORTANT INFORMATION: We may change APRs, fees and other Account Terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
Rewards points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Accounts must be open and in good standing to earn and redeem rewards and benefits. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. See your Cardmember Agreement for details. Points will expire five years from the end of the calendar quarter in which they were earned.
1. Earn up to an additional 50,000 bonus points in the first 365 days after account opening. Accounts will earn (1) bonus point in addition to the standard amount earned for each $1 of eligible net purchases, up to 50,000 bonus points. Additional bonus points are only earned on purchases made using the Authorized Officer’s Card. The Authorized Officer’s Card is the card assigned to the initial applicant of the Account, or that person’s successor on the account, and would not include cards used by authorized employees.
2. You will earn four (4) additional Points (for a total of 5 points) above base earn for every $1 in eligible Net Purchases. In order to qualify for the (4) additional points on ADA purchases, the purchases must be from designated ADA Member Advantage endorsed providers, as determined by the provider. Some restrictions apply.
3. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
4. To earn 20,000-point bonus, eligible net purchase must be made within 90 days of account open date. Bonus will be credited to your account 6-8 weeks after the end of the promotion period.
The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
©2024 U.S. Bank.
ADA is a registered trademark of the American Dental Association.