Disability Insurance Awareness Month a good time to consider future

May is Disability Insurance Awareness Month, which makes it a good time for dentists to make sure that their futures are protected.

Disability Insurance Awareness Month was named by the LIFE Foundation, a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families' financial futures.

TDIC is encouraging dental professionals to consider the important role disability insurance plays in an individual's financial security.

"If you could no longer practice dentistry, what impact would it have on your financial stability, and your family's life?" said Blair Tomlinson, TDIC manager of sales and service. "That is what Disability Insurance Awareness Month is all about, stopping to think about protecting your future."

Dentists who do not have disability insurance and/or business overhead expense insurance are one accident away from having to deal with insurmountable office overhead expenses and the possibility of being forced into closing their practice.

"A dentist's ability to earn an income is their most valuable asset to protect when you look at the long term," Tomlinson said.  

TDIC offers policyholders true "own occupation" products, or disability coverage that pays the policyholder benefits when he or she can no longer perform all the day-to-day duties of their present, or "own," occupation.

In addition to own occupation insurance options, TDIC brokered policies feature the following:

* Recovery benefits;
* Good health benefits;
* Future increase option;
* Partial disability benefit rider;
* Non-disabling injury benefits;
* Partial disability income loss; and
* Non-cancellable and guaranteed renewable.

"Life is unpredictable. Make sure you put yourself in a good position should an unfortunate event happen," Tomlinson said.

To learn more about disability coverage, call TDIC Insurance Solutions to speak directly with one of its dedicated agents at 800.733.0633. To learn more about Disability Insurance Awareness Month, visit protectyourpaycheck.org.

TDIC Insurance Solutions markets Disability and Business Overhead Expense. insurance as an agent or broker by agreements with our partner insurance carriers. Available coverage limits and discounts vary by carrier and are subject to carrier underwriting. The information provided here is an overview of the referenced products and is not intended to be a complete description of all terms, conditions and exclusions. TDIC Insurance Solutions, California License No. 0652783.

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