Insurance

At The Dentists Insurance Company (TDIC), protecting dentists is all they do. This could be why 4 out of 5 CDA members choose TDIC for their Professional Liability insurance.

Open enrollment for health insurance options through TDIC begins in October
09/17/2019
CDA members might already know that The Dentists Insurance Company offers dentists-focused coverage for the dental practice, but they might not be aware that TDIC Insurance Solutions offers health coverage, including individual and family plans, small-group plans and Medicare options from trusted carriers. Open enrollment allows everybody to sign up for health care coverage taking effect Jan. 1, 2020. Read on for a description and the enrollment period for each plan option and where to find more information.
TDIC earns endorsements from state and local dental organizations
06/05/2019
The Dentists Insurance Company has earned endorsements from four dental organizations: Washington State Dental Association, Oregon Dental Association, Idaho State Dental Association and Seattle-King County Dental Society. The renewed endorsements from organized dentistry validate the strength of TDIC and the trust that the profession has in an insurance company that protects only dentists.
TDIC earns AM Best 'A' rating for 25th consecutive year
03/29/2019
The Dentists Insurance Company has earned the AM Best A rating for the 25th consecutive year. AM Best Company ratings include comparisons to peers and industry standards as well as assessments of operating plans, philosophy and management. The A (Excellent) rating is a reflection of TDIC’s financial strength and its mission to provide the best insurance products and related services to more than 24,000 policyholders.
TDIC-acquired companies receive final merger approval
01/04/2019
The Dentists Insurance Company received final approval to merge Dentists Benefits Insurance Company and Northwest Dentists Insurance Company, acquired in February 2017, into TDIC effective Jan. 1. The merger was approved by the California Department of Insurance, the Oregon Division of Financial Regulation and the Washington State Office of the Insurance Commissioner.
Open enrollment: TDIC Insurance Solutions offers health options
10/17/2018
CDA members may know about the dentist-focused coverage offered for their practices by The Dentists Insurance Company, but they may not be aware that TDIC Insurance Solutions offers individual and family plans, small-group plans and Medicare options from trusted carriers to provide affordable coverage. Open enrollment for each of these health plans is either already open or quickly approaching.
Whodunit? Subrogation Determines Responsibility in Property Claims
10/02/2018
From electrical fires to leaky roofs to failed equipment — suffering property damage can be an unfortunate part of dental practice ownership. As any dentist who has experienced a loss can attest, the goal is to minimize downtime and get back to work as soon as possible. After all, patients depend on dentists to keep their oral health in good order and a disruption in practice operations can prevent them from receiving the care they need.
Know you're covered when you volunteer
06/08/2018
Giving back by volunteering dental services can be one of the most rewarding aspects of your professional life. There can be several scenarios in which you provide treatment at no charge — volunteering through a nonprofit organization or community health event, treating a friend or family member or delivering emergency care unexpectedly. A few insights may help you better manage potential risks in each scenario.
It's Disability Insurance Awareness Month: Protect your financial future
05/01/2018
May marks Disability Insurance Awareness Month, and as disability insurance is the most overlooked of the major insurance types according to the nonprofit Life Happens, now is an important time for dentists to ensure that their financial futures are protected. The Dentists Insurance Company encourages dental professionals to take steps to protect their earnings and their practices should a disabling event occur.
Protecting your practice from cyber threats
02/15/2018
What do Anthem, Yahoo, LinkedIn and JP Morgan Chase have in common? If you guessed that they were all victims of some of the world’s largest data breaches, you’d be correct. From insurance carriers to retailers, financial institutions to the U.S. military, all organizations that have an online presence are subject to cyber-related risks and the reputational damage and loss of consumer trust that follow.
TDIC alerts CDA members about copyright infringement risk
09/20/2017
The Dentists Insurance Company has received and is currently working to resolve several claims against its policyholders related to the unauthorized use of proprietary software code on the policyholders’ dental practice websites. The claimant asserts the policyholders have committed copyright infringement by using, without permission, copyright-protected software that provides real-time online chat capability.
Intoxicated patients: To treat or not to treat?
08/22/2017
Many patients suffer from dental anxiety and they all have their own ways of addressing their unease. Anxiety management techniques run the gamut, from conscious sedation to deep breathing to simply toughing it out. Sometimes patients use alcohol or drugs to relax. Whether they turn to the bottle to ease anxiety or simply enjoy a three-martini lunch, dentists are left with the uncomfortable dilemma of whether to provide treatment.
Take steps to protect earnings in May
05/11/2017
A survey by the organization indicates that individuals have a “three in 10 chance of suffering a disabling illness or injury that would keep them out of work for three months or more during their career.” With this in mind, during Disability Insurance Awareness Month in May, The Dentists Insurance Company (TDIC) encourages dental professionals to take steps to protect their earnings and their practices should unforeseen events occur.
Taking inventory to safeguard the dental practice
11/14/2016
Relying on memory alone to recount business assets is an exercise in futility. While most dentists have a general idea what they own and how much it’s worth, not all have a thorough, detailed inventory of their office contents. Unfortunately, failing to document all items of value can lead to a shortage of insurance coverage should a loss occur.
How to handle equipment failure
07/11/2016
When faced with equipment failure, practice owners must be prudent with their actions should they seek to file a claim with their insurance carrier. At best, failure to preserve property can result in a delay in payment; at worst, it can result in the loss not being covered at all.
TDIC signs purchase agreement for Moda-held companies
06/14/2016
TDIC has announced the signing of a definitive agreement to purchase three Moda-held companies — Dentists Benefits Insurance Company (DBIC), Dentists Benefits Corporation (DBC) and Northwest Dentists Insurance Company (NORDIC). The definitive agreement follows TDIC’s recent announcement of the intent to purchase the companies that provide and administer insurance products and services to more than 4,500 policyholders in seven states.
TDIC expansion plan announced
04/29/2016
TDIC has announced it has signed a letter of intent to purchase three dentist insurance businesses from an Oregon-based company, Moda. The acquisition will allow TDIC to expand its exceptional service and products to more than 4,500 additional policyholders, further strengthening TDIC with a broader premium base.
Disability Insurance Awareness Month a good time to consider future
04/27/2016
May is Disability Insurance Awareness Month, which makes it a good time for dentists to make sure that their futures are protected. Disability Insurance Awareness Month was named by the LIFE Foundation, a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures.
Don't forget to earn your 5 percent TDIC discount
03/09/2016
TDIC Professional Liability policyholders whose risk management premium discount expires soon should register for their last chance to complete TDIC's current risk management seminar, Beyond the Science: Patient emotions in dentistry.
TDIC earns 'A' rating for 22nd consecutive year
02/17/2016
The Dentists Insurance Company has announced its 22nd consecutive year earning the A.M. Best Company’s “A” rating. The A.M. Best Company rating includes comparisons to peers and industry standards as well as assessments of operating plans, philosophy and management.
Learn how to handle 'dental fear' in patients
11/12/2015
Beyond the Science: Patient Emotions in Dentistry is now open at tdicinsurance.com/seminars. TDIC is offering the seminar to help dentists correctly identify and handle patients who exhibit dental fear. Beyond the Science: Patient Emotions in Dentistry presents real case studies to dentists and staff members to help them recognize when, and how, to dismiss a patient without placing them at risk; establish trust in the doctor-patient relationship to encourage treatment compliance; create office protocols to instill confidence in the dentist and staff.
TDIC earns 'A' rating for 21st consecutive year
05/08/2015
The Dentists Insurance Company has announced its 21st consecutive year earning the A.M. Best Company’s “A” rating. The A.M. Best Company rating includes comparisons to peers and industry standards as well as assessments of operating plans, philosophy and management.
Life Insurance Awareness Month a good time to re-evaluate coverage
09/05/2014
Now is an ideal time for dentists to re-evaluate insurance coverage, which can have huge implications on the lives of their families and their ability to retire. Life Happens, a nonprofit organization formed in 1994, has dubbed September Life Insurance Awareness Month. The associated awareness campaign is intended to help consumers understand life, disability, long-term care and health insurance.
New dentists get break on first year of TDIC insurance
06/11/2014
To make the transition from dental school to the workforce easier, TDIC is offering newly licensed dentists their first year of Professional Liability insurance for just $50. In addition, new dentists receive a 45 percent discount in their second year of practice and a 25 percent discount in their third. Founded more than 30 years ago by CDA dentists, TDIC now protects more than 18,000 dentists nationwide.
Dentists can protect their future with disability insurance
05/01/2014
May is Disability Insurance Awareness Month, which makes it a good time for dentists to make sure that their futures are protected. Dentists who do not have disability insurance and/or business overhead expense insurance, are one accident away from having to deal with insurmountable office overhead expenses and the possibility of being forced into closing their practice. TDIC is encouraging dental professionals to consider the important role disability insurance plays in an individual’s financial security.
The Dentists Insurance Company again earns "A" rating
03/11/2014
The Dentists Insurance Company has announced its 20th consecutive year earning the A.M. Best Company’s “A” rating. The A.M. Best Company rating includes comparisons to peers and industry standards as well as assessments of operating plans, philosophy and management.
07/03/2013
Employment Practices Liability insurance, often referred to as EPL, provides protection for dental practice owners against specific claims made by employees, former employees or prospective employees. EPL covers employment-related claims such as discrimination because of age, sex, race or disability, wrongful termination and sexual harassment, and pays for defense costs, settlements and civil damages in the event of such allegations. Risk Management analysts at The Dentists Insurance Company say it is common for policyholders to mistakenly think their Professional and Business Liability insurance covers employment-related lawsuits.
05/13/2013
New dentists who have sent out their resumes and cover letters to practices in search of employment should be prepared for the possibility of a working interview. Working interviews in dentistry are common because they allow candidates to practice in the clinical setting and provide the opportunity to observe how the practice owner conducts the office. It’s also the best way for practice owners to observe new dentists’ techniques and see how they interact with patients and staff.
Taking control of choosing your insurance model
05/09/2013
It is becoming increasingly more important for dentists to keep track of dental insurance. Michael Perry, DDS, founder and president of Momentum Dental Business Consulting, led a course at CDA Presents The Art and Science of Dentistry in Anaheim last month that gave dentists an idea of how they can choose the appropriate insurance model for their dental practice rather than “letting the model choose them.”
04/29/2013
We are entering May, which is Disability Insurance Awareness Month, and a good time for dentists to make sure that their futures are protected. Disability Insurance Awareness Month was named by the LIFE Foundation, a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures.
TDIC earns "A" rating for 19th consecutive year
02/27/2013
The Dentists Insurance Company has announced its 19th consecutive year earning the A.M. Best Company’s “A” rating.
First-year dentists get discount on TDIC insurance
02/11/2013
To make the transition from dental school to the workforce easier, TDIC is offering newly licensed dentists their first year of Professional Liability insurance for just $50.
March 2012
03/01/2012

Top Stories: CDA bills tackle dental plan concerns; CDA Cares treatment plan: Relieve pain and infection; TDIC announces rate reduction for CA policyholders

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