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Insurance Considerations for Your Practice

August 16, 2021 3690

Obtain professional liability/malpractice.

Obtain building and business property coverage.

  • Covers damage to your building and property inside your office. Policies should conform to insurance requirements of the lender and the lease.

Consider adding cyber liability to your property coverage.

Consider business overhead coverage.

  • Helps pay business overhead if you’re disabled. Policy should conform to insurance requirements of the lender and the lease.

Obtain business liability coverage.

  • If a nondental injury occurs to a patient or visitor to your office. Policy should conform to insurance requirements of the lender and the lease.

Obtain workers’ compensation coverage.

  • Mandatory if you have employees.

Consider employment practices coverage.

  • If an employee sues you.

Consider group health insurance, if applicable.

Consider life insurance.

Could be a lender requirement. Insurance coverage, including Professional Liability and Workers’ Compensation coverage are offered by a CDA subsidiary, The Dentists Insurance Company (TDIC).

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