 |
No Refund Without Receipt
Robert E. Horseman, DDS
"As medicine goes, so goes dentistry." Most dentists believe this old saying to be true.
Medicine introduced us to insurance, group practices and managed care, among other
enlightened things. As a result, for better or worse, we've come to look to it for guidance in
accepting new protocols. Dentistry's main claim to pioneering was when OSHA and "60
Minutes" singled us out as potential generators of a host of bad things. For this assumption,
medicine willingly relinquished the lead.
Normally, though, it's kind of like playing "crack the whip" when we were kids. Whether
perched on roller skates or ice skates, or just being a dentist, the position at the tail end of
the activity is not the most stable place to be. While we owe a certain amount of gratitude to
our fellow health professionals for pioneering third-party participation in our affairs, the
latest inspiration to spring from the fertile minds of a certain medical faction is perhaps more
than we countenanced.
We speak of PR, not the abbreviation for public relations or product recall, but for Patient
Refund. Money-back guarantees are such a proven strategy in business that proponents of
this concept argue that medicine's transformation into a bona fide business qualifies it for the
same consideration.
Lord have mercy on us all! Who are these people questioning the sacred concept that the
doctor gets paid no matter what? Well, Pogo was right, we have met the enemy and he is us.
At the head of the "crack the whip" line is one of the nation's top fertility clinics, which
began offering patients a partial refund if they didn't get pregnant. This is money we're
talking about refunding, not eggs or sperm. Some urology groups are giving refunds to men
whose vasectomy reversals didn't pan out. We assume that a refund for a vasectomy that
didn't work in the first place would be more than just an apologetic, "Sorry, Dad."
Kaiser Permanente's Northern California Region is offering up to $25 of co-payment to
members if they're not satisfied with their doctor visit.
Patient: "I'm not satisfied with my doctor visit."
Kaiser: "Whoa! Why not?"
Patient: "He kept me waiting two hours."
Kaiser: "That all?"
Patient: "No. He didn't even say he was sorry."
Kaiser: "We're sorry."
Patient: "Too late, I want my $25. Now."
Our ancient contention that "We're dealing with human tissue here, so no guarantee is given
or implied" may be in for some modification if this contingency fee thing catches on. A
patient says three months after his prophy, "Hey, my tartar has come back."
Us: "Well, this is human tissue we're dealing with here, you know."
Patient: "So?"
Us: "Righto, just so you know. Here's your refund."
It has long been our policy with full denture cases that at the first sign of dissatisfaction, a
full refund is given immediately. This prevents being shotgun-married to a predictably
doomed partnership destined for a nasty divorce later on. The expansion of this
anti-ulcer/nervous breakdown policy to all other disciplines of dentistry, however, is a
sobering notion.
Dr. Geoffrey Sher, executive director of the Pacific Fertility Center, a proponent of the
contingency fee idea, says, "The message we are sending people is very simple: We are so
confident we can deliver, we can share the risk with you." Of course the risk he's talking
about involves pregnancy, a pretty much black-and-white issue. You're either pregnant or
you're not. Doesn't work that way with bridges, for example. At least for the doctor, there
are about 10 criteria for a successful effort, with lots of uncertainty and gray areas. The
patient may have only one criteria -- he either likes it or he doesn't.
Dr. Drew Altman, president of the Kaiser Family Foundation of Menlo Park, Calif., says,
"I'm very much afraid of this. I hope it doesn't spread. I mean, what are we going to do
next, offer consumers a set of free steak knives or pots and pans for their business?" We
know what he means; we've already offered them unlimited use of the magazines and
restrooms. Where will it all stop?
Critics view the trend as "over-the-top commercialism." Dr. Robert M. Tenery Jr., a Dallas
ophthalmologist and member of the AMA's Council on Ethics and Judicial Affairs, states,
"Doctors do the very best they can, and what happens after that is beyond their control." Not
so sure is medical ethicist David Thomasma of Chicago's Loyola University. He says if
medical professionals are serious about providing quality health care, they should be equally
serious about providing a refund for not meeting expectations.
Dr. Sher adds, "I am completely willing to crusade this issue. I believe it's better for the
patients. And I'm not alone. The minute the guard is dropped a little, others will come out of
the shadows."
By "others" I have a sinking feeling he might be including the dental profession, those of us
on the tail end of the whip. Are we going to have to post signs stating hypocritically,
"Refunds cheerfully given"? Or "No refunds without a sales receipt"? Maybe "This office
guarantees its work. If you are dissatisfied for any reason, return your filling in its original
container and your decay will be refunded in full, no questions asked." I am reminded of
that old Broadway hit, "Stop the World, I Want to Get Off!"
Who are these people questioning the sacred concept that the doctor gets paid no matter
what?
We've already offered patients unlimited use of the magazines and restrooms. Where will it
all stop?
|