By consistently reviewing trends, auditing service processes, listening to our policyholders and responding to changing markets, TDIC is able to develop innovative insurance products and related services that help dentists practice more confidently and productively.
CDA has heard from several members about a scam involving calls from fraudsters claiming to be IRS agents or other law enforcement authorities. The scammers threaten victims with arrest, deportation, license revocation or business closure unless the individual pays the taxes they claim are owed. The callers demand payment by way of a prepaid debit card, credit card or wire transfer. The Federal Trade Commission (FTC) has issued an alert advising those targeted by the scam on how to report it.
TDIC is offering the seminar to help dentists correctly identify and handle patients who exhibit dental fear. Beyond the Science: Patient Emotions in Dentistry presents real case studies to dentists and staff members to help them recognize when, and how to dismiss a patient without placing them at risk; establish trust in the doctor-patient relationship to encourage treatment compliance; create office protocols to instill confidence in the dentist and staff.
To make the transition from dental school to the workforce easier, TDIC is offering newly licensed dentists their first year of Professional Liability insurance for just $50. In addition, new dentists receive a 45 percent discount in their second year of practice and a 25 percent discount in their third. Founded more than 30 years ago by CDA dentists, TDIC now protects more than 18,000 dentists nationwide.
The Dentists Insurance Company reports an increase in claims related to oral cancer and advises dentists to conduct regular oral cancer screenings on all patients. In addition to consistent documentation of screenings, follow-up and referral of any suspicious lesion or area is strongly recommended. An attorney who has specialized in defending dentists for more than 40 years weighs in precautions dentists should take if they find a lesion or spot that looks unusual.
May is Disability Insurance Awareness Month, which makes it a good time for dentists to make sure that their futures are protected. Dentists who do not have disability insurance and/or business overhead expense insurance, are one accident away from having to deal with insurmountable office overhead expenses and the possibility of being forced into closing their practice. TDIC is encouraging dental professionals to consider the important role disability insurance plays in an individual’s financial security.
The Dentists Insurance Company reports repeated calls to its Advice Line about harassment of dental staff by patients or vendors. Federal and state laws forbid harassment of employees, and dentists have an obligation as employers to maintain a safe workplace. Further, dentists can be held liable if a harassment situation is not addressed, according to an attorney specializing in labor and employment law.
CDA has recently learned that the Dental Board of California has begun taking disciplinary action against dentists who are providing Botox/Dysport or derma filler treatments to patients for cosmetic purposes or teaching courses to dentists to do so.
TDIC Professional Liability policyholders whose Risk Management premium discount expires soon should register for their last chance to complete TDIC's Risk Management seminar, The High Cost of Shortcuts. California dentists must successfully complete the seminar by April 25th to maintain and/or receive the discount. However, for those who attend the CDA Presents Risk Management seminars, the discount will apply to the July 1, 2014 renewal. In addition, registrants will earn 3.0 C.E.
The Dentists Insurance Company has announced its 20th consecutive year earning the A.M. Best Company’s “A” rating. The A.M. Best Company rating includes comparisons to peers and industry standards as well as assessments of operating plans, philosophy and management.
As questions increase about the use of Botox in dentistry, The Dentists Insurance Company advises California dentists that the use of preparations such as Botox and Dysport must be within the scope of dental practice.
Dental offices routinely send medical clearance forms to physicians before beginning treatment on medically compromised patients, and The Dentists Insurance Company receives a number of questions on its Advice Line about this practice. A San Francisco-area attorney working with TDIC who specializes in professional liability and business law, weighs in on how when it comes to medical clearance, the big issue is whether dental treatment could substantially affect a patient’s physical condition or the reverse, whether a physical condition could affect dental care.
Registration for the spring 2014 lineup of TDIC’s Risk Management Seminar: The High Cost of Shortcuts is now open. TDIC is offering the seminar to help dentists avoid lawsuits related to incomplete documentation or failing to fully inform patients.
There is still time to register for the remaining seminars in TDIC’s fall lineup of The High Cost of Shortcuts. TDIC is offering the Risk Management seminar to help dentists avoid lawsuits related to incomplete documentation or failing to fully inform patients. The High Cost of Shortcuts presents real case studies to dentists and staff members to help them understand best practices on creating a proactive approach when multiple dentists treat one patient, establishing office procedures when patients complain of pain and more.
Attendees of next month’s CDA Presents The Art and Science of Dentistry in San Francisco will have an opportunity to take advantage of several TDIC offerings. There will be four chances to attend TDIC’s Risk Management seminar, The High Cost of Shortcuts, as well as two lectures (C.E. non-eligible) at The Spot to help dentists protect their practices and their careers.
Employment Practices Liability insurance, often referred to as EPL, provides protection for dental practice owners against specific claims made by employees, former employees or prospective employees. EPL covers employment-related claims such as discrimination because of age, sex, race or disability, wrongful termination and sexual harassment, and pays for defense costs, settlements and civil damages in the event of such allegations. Risk Management analysts at The Dentists Insurance Company say it is common for policyholders to mistakenly think their Professional and Business Liability insurance covers employment-related lawsuits.
Registration for the fall 2013 lineup of TDIC’s risk management seminar, The High Cost of Shortcuts, is now open. TDIC is offering the seminar to help dentists avoid lawsuits related to incomplete documentation or failing to fully inform patients. The High Cost of Shortcuts presents real case studies to dentists and staff members to help them understand best practices on creating a proactive approach when multiple dentists treat one patient; establishing office procedures when patients complain of pain; implementing office protocol when dealing with patient emergencies; and recommending treatment plans.
We are entering May, which is Disability Insurance Awareness Month, and a good time for dentists to make sure that their futures are protected. Disability Insurance Awareness Month was named by the LIFE Foundation, a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures.
Mobile phone use during work hours can give patients the impression their dental care is not a priority, and phone use creates distractions that can increase liability. Inaccurate documentation and lack of attention to detail can occur when concentration is divided between work and mobile devices. The Dentists Insurance Company recommends banning cellphone and smartphone use while on duty, including sending or receiving personal calls, emails and text messages or using smartphone applications.
TDIC Professional Liability policyholders whose Risk Management premium discount expires soon should register for their last chance to complete TDIC’s Risk Management seminar, The High Cost of Shortcuts.
The Dentists Insurance Company reports an increase in web-related copyright infringement claims with 16 cases in 2012, up from two claims in 2009. TDIC analysts say dentists, or the individuals who set up dental practice websites, may not be aware of the legal requirement to secure a license for photos and other materials used online.
The Dentists Insurance Company has announced its 19th consecutive year earning the A.M. Best Company’s “A” rating.
To make the transition from dental school to the workforce easier, TDIC is offering newly licensed dentists their first year of Professional Liability insurance for just $50.
TDIC Professional Liability policyholders whose Risk Management premium discount expires soon should register for their last chance to complete TDIC’s live Risk Management seminar, High Cost of Shortcuts.
Dr. David Gaynor, past CDA president and co-founder of The Dentists Insurance Company, passed away January 14 at the age of 81, following complications from pneumonia.
Two seminars remain in the lineup for the Fall 2012 Risk Management Seminar: The High Cost of Shortcuts. TDIC is offering the seminar to help dentists avoid lawsuits related to incomplete documentation or failing to fully inform patients.
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